Job description

About Us "Inspired by Spaces, Empowered by People." At Enclave, we don't just build structures; we cultivate environments where our partners, team members, and communities flourish. Our very name reflects our essence - creating distinct spaces that inspires growth and success. As a unified real estate investment firm, Enclave brings together exceptional development, construction, and property management expertise to specialize in multifamily, industrial, and commercial developments across the Midwest and Mountain West. Our Growth Story: Since our founding in 2011, we've expanded to over 250 team members, completing more than 150 projects and managing assets exceeding $1.75 billion. Our rapid growth is a testament to the innovative and collaborative spirit that drives everything we do. For six consecutive years, Enclave has been recognized as one of the 50 Best Places to Work. This accolade reflects our commitment to fostering an environment where everyone feels valued, supported, and inspired to excel. About The Role Insurance Manager The Insurance Manager will be responsible for identifying, assessing, and managing all Insurance related to the real estate development and property management operations. This includes managing insurance portfolios, ensuring compliance with insurance requirements, and working closely with Construction, Property Management, and legal teams, and external insurance brokers to ensure proper coverages are in place for the company’s real estate assets and developments. The role demands an individual who has in-depth knowledge of the insurance industry, real estate , and property management practices. Position Logistics • Primary Work Location: West Fargo, ND or St. Louis Park, MN Corporate Office • Work Environment: On-Site • Work Schedule: Monday - Friday | Standard Hours • Work Type: Full Time Position Responsibilities Insurance & Coverage Management: • Oversee and manage all corporate insurance programs, including general liability, property, builders’ risk, workers’ compensation, and professional liability. • Work closely with brokers to review, negotiate, and optimize insurance coverage at competitive rates. • Ensure all projects, properties, and company operations are properly insured and compliant with contractual and regulatory requirements. • Evaluate policy renewals, endorsements, and claims history to make data-driven recommendations on risk financing. • Manage the claims process, including resolution and disputes with insurance carriers and third parties, in collaboration with legal and finance teams. • Conduct reviews of policies to outline the coverage limits to clearly reflect the risk exposure • Work with outside brokers and internal legal to understand risk exposure and areas to monitor within corporate policy structure • Regularly update risk management practices to align with industry standards and regulatory changes. • Collaborate with operations, finance, and legal teams to create and enforce risk control policies and best practices. • Implement loss prevention programs and provide training on risk mitigation strategies to employees, contractors, and tenants. Claims Administration & Loss Control • Oversee the claims process, including reporting, tracking, and resolution of property damage, general liability, workers’ compensation, and other claims. • Serve as the primary liaison with insurance carriers, adjusters, attorneys, and third-party administrators to ensure timely claim resolutions. • Analyze claims data to identify trends, root causes, and cost-saving opportunities. • Work with insurance carriers on loss recovery efforts through subrogation, ensuring proper reimbursement and minimizing the impact on loss run reports. Contract & Compliance Review • Review and enforce insurance provisions in contracts, leases, and vendor agreements to align with company risk standards. • Ensure compliance with federal, state, and industry regulations related to insurance and risk management. • Monitor insurance compliance for tenants, contractors, and subcontractors. • Assist in developing and enforcing risk-related guidelines across projects and property management operations. Financial & Budget Oversight • Work with finance teams to develop budgets for insurance premiums, claims, and reserves while managing costs effectively. • Track and manage insurance expenses to ensure adequate financial planning and protection. • Report insurance claims and risk management financial impacts to senior leadership. Stakeholder Collaboration & Training • Act as a key liaison with internal teams (legal, finance, operations) and external stakeholders (brokers, consultants, insurers). • Provide training and education on risk management, loss control, and insurance best practices to staff and relevant parties. General Responsibilities • Perform other duties as assigned • All employees are responsible for the general upkeep of work and shared spaced • Punctual and regular attendance is required of all employees We're Seeking Individuals Who Are • Highly knowledgeable in insurance policies and risk management, particularly within the real estate, construction, and property management sectors. • Experienced in managing complex insurance portfolios including general liability, property, workers’ comp, and builders’ risk coverages. • Strategic thinkers who can evaluate insurance needs, negotiate with brokers, and implement cost-effective coverage solutions. • Skilled at managing claims from initial reporting to resolution, working effectively with carriers, adjusters, and attorneys. • Detail-oriented professionals who can analyze claims data to uncover trends, identify risks, and recommend proactive solutions. • Committed to compliance and staying up to date with evolving insurance regulations and industry best practices. • Collaborative team players who can partner with legal, finance, construction, and operations to ensure proper insurance structures are in place. • Independent, self-motivated professionals who can prioritize effectively in a dynamic, fast-paced environment. • Committed to continuous improvement, always seeking ways to strengthen the company’s risk posture and coverage strategies. • Confident decision-makers with strong negotiation and interpersonal skills, comfortable liaising across all levels of the organization. Qualifications • Bachelor’s in , Insurance, Business, Accounting, Finance, or related field. • CRM, ARM, or CPCU (preferred). • 5+ years in insurance, ideally in real estate development, construction or property management. • Strong understanding of real estate, construction, development, leasing, and property management. • Experience managing complex insurance programs and claims for real estate or construction projects. • In-depth understanding of liability, property, workers' comp, builders’ risk, and commercial insurance. • Skilled in Microsoft Office (Excel, Word, PowerPoint • Strong verbal and written communication and negotiation skills. • Able to manage multiple priorities in a fast-paced environment. • Detail-oriented and highly organized. • Proactive, with strong decision-making abilities. • Ability to work independently and within a team. • Strong at building relationships with key stakeholders Culture & Total Rewards Approach Why Join Enclave? When you become part of Enclave, you join a team of trailblazers in the real estate, construction, and property management industry. Our collaborative and fun-loving culture encourages you to thrive both professionally and personally. Our Core Values define what we say and do. • Care For Each Other: We value people for who they are and take pride in our relationships with team members, clients, and partners • Do The Honorable Thing: We are committed to upholding the highest standards in our words and actions. • Be Empowered: We encourage true autonomy, which results in team members who are remarkably inspired and high-performing. • Promote Innovation: We constantly reach further and don't accept the status quo to bring the best service and product to the marketplace. Total Rewards Approach Our salary ranges are established based on a combination of market data, internal equity, and the unique characteristics of our organization such as our size, revenue, and industry. Within the range, individual pay is determined by multiple factors including job-related skills, experience, and relevant education or training. We Offer Comprehensive Health, Dental, And Vision Insurance Plans, a 401k Retirement Plan With Company Match, And Company-paid Life And Disability Insurance. Here's What Else You Can Look Forward To • Work-Life Balance: Enjoy Paid Time Off (PTO), paid holidays, and dedicated volunteer time, ensuring you have the time to recharge and give back to the community. • Professional Growth: Be part of a company that values your development, offering a culture that supports learning, innovation, and career progression. • Additional Perks: Take advantage of our Health Savings Account (HSA), Flexible Spending Account (FSA), supplemental voluntary benefits, paid maternity/paternity leave, and more! Enclave supports your overall well-being and financial security. Join Enclave and be part of a dynamic team that's shaping the future of real estate, construction, and property management. With us, you'll find more than just a job - you'll find a place where your contributions matter, your growth is supported, and your potential is limitless. Together, we'll create spaces that inspire and empower. Enclave provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.

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